About Motorcycle Insurance

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| Fred Vance Insurance Service |Contact Us  | Uninsured or Underinsured Motorist | Medical | Comprehensive Collision | Details |

Farmers can protect you, your passenger and your motorcycle with these coverages:


Bodily Injury and Property Damage Liability

Pays others on your behalf for valid claims for bodily injury and property damage

Also pays for the cost of your legal defense, even if the claim is flase, fraudulent or groundless. Includes attorney fees, witness fees and you own lost wages up to $50 per day due to your required attendance at hearings or trials. Lost wage reimbursements may vary in some states.

We will also reimburse you up to $300 for bail bonds (amount may vary in some states) and will pay for appeal bonds or bonds to release attachment of your motorcycle held because of an accident.

This coverage protects you on any motorcycle you borrow or rent temporarily, and also protects anyone who temporarily borrows your motorcycle.

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Uninsured Motorist or Underinsured Motorist

Pays you and anyone else injured on you motorcycle for bodily injuries caused by an uninsured motorist or hit-and-run driver.

May be written separately in some states.

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Medical Payments

If you or anyone else riding on your motorcycle is injured due to an accident, this coverage will pay all doctor, hospital, X-ray and related medical costs, up to the desired limit. Medical payments includes passengers.

Limits of $500, $1,000 and $2,000 are available, all subject to a deductible. Limits may vary in states with no-fault insurance.

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Comprehensive - Collision - Material Damage Coverages

Covers your cycle for damage from collision with any object and for loss from such causes as fire, theft, flood, vandalism or hail, etc. These coverages are subject to a deductible.


Read Your Policy for Details

This is a general description of coverage and is not a policy contract. The policy itself should be read for your coverages and exclusions.

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